The Virgin Islands Housing Finance Authority (VIHFA) provides a wide range of services to assist individuals or families in need due to financial hardship. The Collections and Servicing Division administers Foreclosure prevention programs that help homeowners who are delinquent on their mortgage payments and are at risk of foreclosure or a forced sale. By providing families with counseling, loss mitigation options and support from partner agencies, the VIHFA can assist families in keeping their homes while preserving home values and neighborhood stability.